Unique home in Surf City School district with NO HOA. 3 bedrooms, all with private baths, plus an office, 4 full and one half baths and secondary living area downstairs with electric fireplace. 895 square feet original construction built in 2000, with remaining 1645 sq ft and 2 car garage newly constructed. Kitchen has new cabinets with quartz tops and an island. Just over a half acre lot, concrete driveway and patio on ground level in rear of home. Must see. Seller offering $5000 ''use as you choose'' for back yard fencing, closing costs, rate buy-down, etc.